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Showing posts from 2014

Five tips for selling a car!

I was recently involved in a car accident and consequently my VW Passat was written off. I now get the joy of shopping for a new vehicle for myself at Christmas. First world problem. Like a lot of people, I do not have access to unlimited funds and I also am not unrealistic about what I get for the money I have. For $7000.00, you will not be buying a brand new car (unless Lada is still kicking about). I have a few quick tips for people selling used cars for under $10,000. I know there could be an equal rant for people buying cars, but this particular rant is for the sellers!:

1 - Don't say your car is fantastic shape, when it has dents, scratches, stains and foul odors! I'm not blind and I will figure it out. Please save me the hassle of driving an hour to spend 5 minutes looking at your POS. The more honest you are the more likely I will appreciate it. If you've driven your car into the ground, the lesson is simple. Take care of your car, it will make it easier to sell in …

On October 1, 2014 the Winter Tire law went into effect in BC. Do you know which highways are affected?

Source -

When are Winter Tires or Chains Right for Me?
Winter tires and chains can make your vehicle safer. You must use winter tires (passenger vehicles) or carry chains (commercial trucks) between October 1 and March 31 on most BC highways. British Columbia's climates range from freezing cold to pleasantly mild in the winter; equipping your vehicle appropriately depends on what you are driving and where you are driving. What is a Winter Tire? British Columbia accepts “mountain snowflake” or “mud and snow” tires with at least 3.5 mm tread as winter tires. Check your tires for these signs:
The mountain/snowflake symbol on the side of the tire

These winter tires offer the best traction on snow and ice, and in cold weather. The mud and snow symbol on the side of the tire
These winter tires offer better traction than summer tires, however, they are less effective than mountain/snowflake tires on snow and ice, and in cold weather…

For the first time since 1998 the average number of problems in vehicles has increased.

General Motors Company Receives Eight Segment Awards, While Toyota Motor Corporation Garners Seven and Honda Motor Company Earns Six
WESTLAKE VILLAGE, Calif.:  Owners of 3-year-old vehicles (2011 model year) report more problems than did owners of 3-year-old vehicles last year, according to the J.D. Power 2014 U.S. Vehicle Dependability StudySM (VDS) released today.
The study, now in its 25th year, examines problems experienced during the past 12 months by original owners of 2011 model-year vehicles. Overall dependability is determined by the number of problems experienced per 100 vehicles (PP100), with a lower score reflecting higher quality.
The study finds that overall vehicle dependability averages 133 PP100, a 6 percent increase in problems from 126 PP100 in 2013. This marks the first time since the 1998 study that the average number of problems has increased.
"Until this year, we have seen a continual improvement in vehicle dependability," said David Sargent, vice presi…
In my travels I recently stumbled upon this awesome website.  Automotive brochures going back a few years.  I often need to research the packages and options offered on older vehicles and I found this to be great when researching vehicles.  

A car brochure or catalog is part of a heritage of art, craftsmanship, design, layout and technology. Some car companies spend more resources on a series of photographs; scouting a location, setting up equipment and maximizing the natural and/or artificial light as another manufacturer spends on their whole range of brochures made on their preset template. This span in resources and commitment creates a very wide and interesting spectrum of car brochures.In today's world most car brochures are only available for one year. The automobile enthusiast often has a daunting task searching for older literature regarding most car models. are trying to save this vanishing information for present and future car enthusiasts.The brochure…

Week of March 17, 2014 Success Stories

This week we have two success stories!   

These client’s vehicles were written off in motor vehicle accidents.  They were unhappy with how much money insurance was offering them for their vehicles.  We were retained as third party appraisers and these are the outcomes!
Our client's 2013 Volkswagen Touareg was written off.  Due to our research and appraisal insurance increased their initial offer by approximately $13000.

The second client's vehicle was a 2005 Subaru WRX Sti with 100,000km.  Due to our research and appraisal our client received almost $4000 more than originally offered by insurance.

Our goal is to help you keep your money where you need it most, in your pocket.

If we can help please give us a call.

For more updates, please subscribe to our blog!

Is accelerated depreciation insurance on the horizon for Canada?

It is March 2014 and still no accelerated depreciation / diminished value insurance in Canada.  In previous posts I had mentioned a launch of insurance by the end of 2013.  As you can see it did not happen.

Having said that, I am still working with an insurance company and insurance underwriter to offer this coverage.

I have asked realistic timelines and have been told the end of 2014.  I'll keep plugging away and updating you as news comes available.

Feel free to subscribe to our blog to keep updated!

If you have questions about accelerated depreciation please ask!

Challenging ICBC's appraisal of your vehicle after a total loss.

Did you know you can challenge ICBC's (or any other auto insurance companies) appraisal in the case of your vehicle being written off in an accident.

For the most part, ICBC uses Autosource when it comes to determining the fair market value of your vehicle in the case of a total loss.

Your VIN (vehicle identification number) is entered into a software which in turn searches the market for fair market value.  It has been my experience that the majority of these market evaluations are fair.  However there are situations where the valuation is inaccurate and you can challenge these claims.

I have seen several situations when the vehicles used in comparison are rebuilt status and not running.  (A rebuilt status is attached to vehicles that have been declared a total loss by insurance, purchased by a shop and then rebuilt) When doing a market analysis it is important to find similar vehicles to determine a value.

Another situation that Autosource cannot account for is when a vehicle h…

What is the Motor Vehicle Sales Authority of British Columbia?

The Motor Vehicle Sales Authority of British Columbia (VSA) is a regulatory agency authorized by the provincial government to administer and enforce the Motor Dealer Act, portions of the Business Practices and Consumer Protection Act as it relates to the sale of personal-use motor vehicles, and related regulations.

In other words, if you have purchased a vehicle through a dealership in the province of British Columbia and feel that you were mislead, this would be the organization that can help you.

Do you want to research the dealership or sales person you are dealing with to make sure they are in good standings with the MVSABC?

What impact does your car have on the environment?

Every day we hear about the environment and global warming.  We hear about the choices we make having negative effects on the planet.  The question I always ask myself is what can I do?

I've come to realize that the first step is understanding the impact of my choices.  
This is tough for me because I've always prided myself on being a car guy.  I love huge horsepower but also realize that something I am so passionate about impacts our planet on such a large scale.  Its hard to accept that something I love has such a considerable impact on the planet. 
I decided to research the impact my own vehicle has on our planet.
My research led me to a couple fantastic websites that help me understand my impact.
Car carbon footprint calculator - This is the first calculator that helps you understand your entire carbon foot print. If you click on the car tab shown below and fill in the pertinent information, you can find your carbon footprint for your vehicle.
By driving 20,000km a year in…

What is accelerated depreciation and why should you care?

Accelerated depreciation is what happens to the value of a vehicle after it has been involved in a car accident and then repaired.

Here is an example:

A client has a 2012 Dodge Grand Caravan that was worth about $20,000 on the date of the accident.  The client was sitting at a stop light and was rear-ended by someone who was not paying attention.

The client and the offending driver go through the proper channels and report the accident to insurance.

Insurance in turn fixes the 2012 Dodge Grand Caravan because its cheaper to fix the car as opposed to replacing it.  In this case the repairs cost $9,000.  The vehicle is fixed and returned to the client.

This 2012 Dodge Grand Caravan is no longer worth the $20,000 because when going to sell the van the owner must disclose the $9,000 accident history.  This is accelerated depreciation.

In the province of British Columbia it is possible to recoup these losses.

The Fournier Auto Group provides the necessary assessments lawyers and clients n…

A reader asks the Globe and Mail about accelerated depreciation. Rob Fournier interviewed

Article published in Globe and Mail March 7, 2013 -

I own a 2009 Audi R8 V-8 that I purchased for $120,000 in January, 2012, with only 1,400 km on it. In July, 2012, I was involved in a low-speed accident where a motorcycle swerved into the side of my car, resulting in cosmetic damage to the passenger door and sideblade. The police placed him 100 per cent “at fault” and charged him with a variety of offences. His insurance company covered all the repair costs and I ensured that my dealer and insurance company ordered all new parts from Germany rather than use putty and repair existing parts. MORE RELATED TO THIS STORYCustom cars on the cheap: neon nightmares or daring dreams? True or false: Skateboarders may pay more for car insurance The Mitsubishi story, from A to today

GALLERYIn Pictures: Bold new cars at the Geneva Motor Show

DRIVING IT HOMEListed: The good, the bad and the u…

Do it yourself - Suing for accelerated vehicle depreciation in BC Small Claims court

BC Injury Law shares how to sue for accelerated vehicle depreciation

Written by personal injury lawyer Erik Magraken of  MacIsaac and Company.
800-663-6299 or 250-381-5353

As I’ve previously written, when a vehicle is involved in a crash and is then repaired it is generally worth less than it would be had it not been damaged.  The reason for this is quite simple, when a buyer is looking to purchase a used vehicle, those that have previously been damaged and repaired carry a stigma.  This stigma generally results in a lower resale value.   You can click here to watch CBC’s Marketplace investigation highlighting this reality.
Although Defendants often are reluctant to acknowledge such a loss, the law in BC recognizes this lost value.  If your vehicle was damaged due the the actions of others you can sue to recover your damages for “accelerated depreciation“.
Often times the cost of hiring a lawyer to advance an accelerated depreciation claim can outweigh the amount of the recovery making…

Accelerated depreciation/diminished value in Canada

It has been over 5 years since I started helping people recoup the accelerated depreciation they suffered after a motor vehicle accident that was not their fault.

If you have questions or concerns about how much money you may have lost due to an accident that was not your fault.  Please feel free to reach out to me directly at 778-908-2804 or email at

In 2011 CBC Marketplace produced a show focused on accelerated depreciation which I was interviewed for.  This show clearly explains what accelerated depreciation is.  Here is the link  -

CBC Marketplace Accelerated depreciation/diminished value

Discover Vancouver with Holly blogs about the Fournier Auto Group

Here is the link to the entire blog post enjoy :)

Discover Vancouver with Holly blogs about the Fournier Auto Group

I'd like to share my car buying expertise with you.

I've spent the last six years working as a buyer for consumers looking to purchase new and used vehicles.

There are so many important factors that unless you have worked in the auto industry, you would not be aware of.  My goal  is to share these tidbits of goodness with you, so you can be prepared when you buy your next vehicle.

Please use this website as a resource and if you questions please ask them!  I'd love to share my knowledge with you.